I called our old auto insurance broker company today. We've been paying a ridiculous amount for coverage. Granted, we had a $100 deductible, but that's proven to be a bust since we're safe drivers. I'd rather save more and go with another carrier than worry about the deductible.
So I called them. They told me they could save us almost $1400 a year in auto insurance with the EXACT same coverage. Only difference is we would have a $500 deductible instead of a $100, but considering we've never had an accident, and we're extremely cautious drivers (mostly), paying that much more on the chance we'd need to spend money on a deductible is kind of silly.
Then the agent asked me about home owner's insurance. They're going to save us another $203 by bundling auto with the home insurance. All told, we'll be saving about $1600 a year. I don't know about y'all, but that's pretty dang exciting news in our book!
We're dropping our cell phones since my company provides me with a cell phone, and we're picking up a new carrier for weef with a cheaper plan, so that'll save us a bundle.
All told, by the end of the day, I believe we're going to be saving over $2000 a year. That's good stuff, right there. We have stuff around the house that we're looking to sell as well.
It's amazing what this economic crunch can cause as far as thoughts and planning goes. I mean, honestly, the things we're looking at selling are things that are extraneous around the house that we just don't use, like the little TV and DVD player we barely use; the chair in the spare room that's just sitting there, unused; stuff. Things we don't need/want, or things we just don't use ... all going away.
In their place, we'll buy things that we know we'll use or need. Nice!